First Carolina Financial Services, Inc.

First Carolina Financial Services, Inc. is a bank holding company for First Carolina Bank, providing commercial banking services in the United States. It operates through two segments: Community Banking and the BM Tech business line. Its offerings include deposit accounts, commercial and real estate lending, consumer loans, cards, online and mobile banking, treasury management, merchant services, and wealth management. The company was incorporated in 2009 and is headquartered in Raleigh, North Carolina.