First Citizens BancShares, Inc.

First Citizens BancShares, Inc. is the holding company for First-Citizens Bank & Trust Company, providing retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through the General Bank, Commercial Bank, and Rail segments. The General Bank segment offers deposit products, residential and commercial loans, brokerage and investment advisory services, financial planning, trust services, and payment and treasury services, including a community association bank business. The Commercial Bank segment provides leasing, capital markets, asset management, factoring, receivable management, supply chain financing, and commercial deposit products. The Rail segment offers customized leasing and financing solutions for railcars and locomotives, including covered hopper cars, tank cars, gondolas, open-top hopper cars, boxcars, centerbeams, and flat cars. Founded in 1898, the company is headquartered in Raleigh, North Carolina.