Fold Holdings, Inc. is a bitcoin financial services company that provides access to bitcoin through a suite of consumer financial products in the United States. Its platform lets consumers accumulate, save, and use bitcoin to pursue financial goals. The company offers an FDIC-insured checking account, a Visa prepaid debit card, bill payment services, and a catalog of merchant reward offers, and it partners with third-party providers for bitcoin exchange and custody services. It also invests in and accumulates bitcoin for its treasury, and delivers its products and services through the Fold mobile application. Fold Holdings, Inc. was founded in 2019 and is headquartered in Phoenix, Arizona.