Generations Bancorp NY, Inc. is a holding company for Generations Bank, which provides banking products and services. It accepts deposit accounts such as demand, NOW, money market, savings, and certificates of deposit. The bank offers residential real estate loans, consumer loans, and commercial real estate and construction loans. It also invests in securities, including corporate and municipal bonds and mortgage-backed securities, and offers insurance and other financial products. The company operates a primary office in Seneca Falls, New York, along with eight full-service branches and one drive-through facility in various New York locations. Founded in 1870, it is headquartered in Seneca Falls, New York.