Guaranty Trust Holding Company Plc is a financial holding company for Guaranty Trust Bank Limited, providing commercial banking services across Nigeria, Ghana, Gambia, Sierra Leone, Liberia, Cote D'Ivoire, Kenya, Uganda, Rwanda, Tanzania, and the United Kingdom. It operates through six segments: Corporate Banking, Commercial Banking, Business Banking, Retail Banking, SME Banking, and Public Sector. The company offers current accounts, savings deposits, investment savings products, overdrafts, loans, credit facilities, foreign currency and derivative products, private banking, custody services, credit and debit cards, consumer loans, and mortgages. Founded in 1990 and headquartered in Lagos, Nigeria, it serves corporate customers, mid-size and fledgling corporates, commercial customers, SMEs, ventures, and government agencies.