← Back

Horace Mann Educators Corporation

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; standard auto coverage including liability, collision, and comprehensive; property coverage for homeowners and renters. The Life & Retirement segment sells tax-qualified fixed, fixed indexed, and variable annuities; the Horace Mann Retirement Advantage open architecture platform and other defined contribution plans; traditional term, whole life insurance products, and indexed universal life (IUL) products. This segment also offers Life by Design, a portfolio of individual whole life and individual term insurance products that address the financial planning needs of educators; Life Select, a combination product that mixes a base of either traditional whole life, 20-pay life, or life paid-up at age 65 with a variety of term riders; single premium whole life products; and cash value term. The Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverages. The company offers individual protection and savings solutions, including auto insurance, property insurance, liability insurance, 403(b) retirement plans, mutual funds, life insurance, student loan solutions, credit monitoring, and financial wellness workshops. It distributes its products and services through agents, brokers, benefit specialists, direct and digital channels. The company was founded in 1945 and is headquartered in Springfield, Illinois.

Price · split & dividend adjusted
News & notes moving HMN
HMN3

Life Insurance Stocks Q2 Recap: MetLife Revenue Misses Estimates

MetLife reported second-quarter revenues of $19.08 billion, up 6.4% year on year but 2.2% below analyst expectations, in a mixed quarter for life insurance stocks. The 12 life insurance companies tracked by the publication saw aggregate revenues miss consensus estimates by 8.2%, and their share prices have declined an average of 2.5% since reporting. MetLife's stock fell 1.5% after the results and currently trades at $94.80. Horace Mann Educators posted the strongest quarter with revenues of $443.5 million, up 7.7% year on year and in line with estimates, while Brighthouse Financial was the weakest with revenues of $2.10 billion, down 2.4% year on year and 2% below expectations.
Yahoo Finance·6dRead more ▾
HMN

Horace Mann to acquire businesses from Medical Mutual of Ohio in two deals worth $240 million

Horace Mann Educators Corporation and Medical Mutual of Ohio have entered into two separate agreements under which Horace Mann will acquire Employee Services LLC and Reserve National Insurance Company, and reinsure MedMutual Life Insurance Company's group life and disability business. The transactions add nearly $200 million in annual revenue, serve more than one million covered lives across approximately 7,000 employer relationships, and add over 1,000 agents and brokers. The total net purchase price is approximately $240 million, financed through excess capital and borrowings under Horace Mann's existing revolving credit facility. The ESI transaction is expected to close in the fourth quarter of 2026, while the RNIC acquisition and reinsurance deal are expected to close in the first quarter of 2027, subject to customary closing conditions and regulatory approvals. Horace Mann expects the deals to be immediately accretive to core earnings per share and shareholder return on equity.
Business Wire·36dRead more ▾
HMN

Zacks Highlights Five Multiline Insurers to Buy Amid Softening Pricing

Zacks Equity Research has identified Oscar Health, Radian Group, CNO Financial Group, Pelagos Insurance Capital Ltd., and Horace Mann Educators as multiline insurance stocks to buy, citing product diversification and digitalization as key industry drivers. The Zacks Multiline Insurance industry currently carries a Zacks Industry Rank of 169, placing it in the bottom 32% of 247 industries, with analysts revising aggregate earnings estimates downward by 6.4% for the current year. Despite this, the report points to diversified portfolios, merger and acquisition activity, and increased technology adoption as trends shaping the industry's future. Oscar Health and Pelagos Insurance Capital hold a Zacks Rank of 1, or Strong Buy, while Horace Mann Educators, CNO Financial Group, and Radian Group carry a Zacks Rank of 2, or Buy. The industry has gained 4.8% year to date, underperforming the Finance sector's 5.9% rise and the S&P 500's 9.7% increase.
Zacks Investment Research·42dRead more ▾
HMN

Horace Mann CEO Marita Zuraitis Sold $395,000 in Stock After 33% Run

Horace Mann Educators CEO Marita Zuraitis sold 7,500 shares for $395,000 on July 1, 2026, at a weighted average price of $52.62 per share. The sale reduced her direct holdings by 2.33% to 314,629 shares and was executed under a Rule 10b5-1 trading plan adopted in December. The transaction aligns with a pattern of monthly sales in the 5,000-to-7,500 share range as her available holdings have declined. The stock has returned 32.86% over the past year, and the company recently posted record first-quarter core earnings of $1.28 per share with a property and casualty combined ratio improving to 83.3%. Second-quarter earnings are due on August 5.
The Motley Fool·44dRead more ▾
HMN

Horace Mann Educators Faces Headwinds: Weak Premium Growth, Low ROE, and Limited BVPS Expansion

Horace Mann Educators is flagged as a potential underperformer due to soft demand, limited asset expansion, and uninspiring returns. The company's net premiums earned grew at a 6.2% annualized rate over the last five years, slightly trailing the broader insurance industry. Book value per share increased at a mediocre 11% annual clip over the past two years, while its five-year average return on equity of 6.8% falls well short of the sector average of around 12.5%. The stock currently trades at 1.3 times forward price-to-book, or $50.71 per share, which the analysis suggests already prices in significant optimism.
Yahoo Finance·61dRead more ▾
HMN

Life Insurance Stocks Q1 Results: Globe Life Revenue Up 5.4%, Primerica Leads, Brighthouse Lags

Life insurance stocks tracked by StockStory reported a slower first quarter, with aggregate revenues beating analysts' consensus estimates by 3.1%. Globe Life posted revenue of $1.56 billion, up 5.4% year on year and in line with expectations, but missed book value per share and EPS estimates. Primerica was the best performer with revenue of $872.3 million, up 8.6% year on year and beating expectations by 1.9%, along with beats on book value per share and EPS. Brighthouse Financial was the weakest, with revenue of $2.10 billion, down 2.7% year on year and missing expectations by 4.8%, alongside significant misses on book value per share and EPS. Unum Group reported revenue of $2.93 billion, down 11.3% year on year and missing expectations by 5.2%, while Horace Mann Educators posted revenue of $429.3 million, up 3.1% year on year but 3.1% below expectations. Share prices of the group have been resilient, up 6.3% on average since the latest earnings results.
StockStory·62dRead more ▾