OptimumBank Holdings, Inc.

OptimumBank Holdings, Inc. is the bank holding company for OptimumBank, providing consumer and commercial banking services to individuals and businesses. It offers deposit accounts such as savings, money market, NOW, and time deposits, along with wire transfers, ACH services, and certificates of deposit. Lending includes multi-family, residential, commercial real estate, land and construction loans, commercial loans for working capital or equipment, and consumer loans for various purposes. Additional services include debit and ATM cards, cash management, notary, night depository, direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. Founded in 2000, the company is headquartered in Fort Lauderdale, Florida.