Peoples Bancorp of North Carolina, Inc. is the bank holding company for Peoples Bank, serving individuals and small- to medium-sized businesses in North Carolina, United States. It offers deposit products and originates commercial real estate, commercial, construction and land development, single-family residential mortgage, and agricultural loans. It also provides investment counseling and non-deposit investment products such as stocks, bonds, mutual funds, tax-deferred annuities, and related brokerage services, along with real estate appraisal and brokerage services. In addition, it acts as a clearinghouse for appraisal services for community banks and manages real property and other assets obtained in debt collection. Founded in 1912, it is headquartered in Newton, North Carolina.