360 Finance Inc

Qfin Holdings, Inc., through its subsidiaries, operates an AI-driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. It offers credit-driven services that match borrowers with financial institutions, covering borrower acquisition, credit assessment, fund matching, and post-facilitation services. It also provides platform services to financial institution partners, including loan and post-facilitation services under a capital-light model, an intelligence credit engine, referral services, and other technology solutions. The company serves financial institutions, consumers, and small and micro-enterprises. It was formerly known as Qifu Technology, Inc. and changed its name to Qfin Holdings, Inc. in July 2025. Founded in 2016, it is headquartered in Shanghai, the People's Republic of China.