Tompkins Financial Corporation is a financial holding company that provides commercial and consumer banking, leasing, trust and investment management, financial planning, wealth management, and insurance services. It operates through two segments: Banking and Wealth Management. The company offers deposit products such as checking and savings accounts, time deposits, and IRA products, as well as a wide range of loans for business, real estate, and consumer purposes. It also provides credit and debit cards, cash management, trust and estate services, insurance, and employee benefit consulting. Founded in 1836, it is headquartered in Ithaca, New York.