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CoStar Weakest, EXL Strongest in Q2 Data Services Earnings
CoStar Group was the weakest performer among nine data and business process services stocks tracked in the second quarter, while EXL led the group with the biggest analyst estimate beat and highest full-year guidance raise. CoStar reported revenues of $925 million, up 18.4% year over year and in line with expectations, but delivered the weakest guidance update and weakest full-year guidance update among its peers. EXL posted revenues of $594.8 million, up 15.6% year over year and beating estimates by 3.5%, with full-year revenue guidance also above expectations. Equifax reported revenues of $1.7 billion, up 10.6% year over year and in line with estimates, but slightly missed full-year EPS guidance. TransUnion reported revenues of $1.31 billion, up 14.9% year over year and beating estimates by 1.8%, while ADP reported revenues of $5.47 billion, up 6.8% year over year and beating estimates by 0.7%. As a group, revenues beat consensus estimates by 1% while next quarter's revenue guidance was 1.3% below, and share prices are up 7.8% on average since the latest earnings results.
Yahoo Finance·1dRead more ▾
TransUnion Raises Full-Year Guidance After Strong Q2 Revenue Growth
TransUnion exceeded its second-quarter guidance and raised its full-year outlook, reporting a 15% increase in reported revenue and 10% organic constant currency growth. US markets revenue grew 11% organically, led by an 18% jump in Financial Services, while International revenue accelerated to 6% organic growth. Adjusted diluted earnings per share rose 13% to $1.23, and the company repurchased roughly $150 million in shares year-to-date while reducing its leverage ratio to 2.6 times. For the full year, TransUnion now expects 8% to 9% organic constant currency revenue growth, 10% to 11% adjusted EBITDA growth, and 11% to 12% adjusted diluted EPS growth. Third-quarter guidance calls for revenue between $1.292 billion and $1.310 billion, adjusted EBITDA between $455 million and $463 million, and adjusted diluted EPS between $1.18 and $1.21.
GuruFocus·29dRead more ▾
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TransUnion to report earnings Tuesday with revenue expected to rise 12.7%
Credit reporting company TransUnion will announce its latest quarterly earnings this Tuesday morning. Analysts expect revenue to grow 12.7% year on year, an acceleration from the 9.5% increase recorded in the same quarter last year. The company beat revenue expectations last quarter, reporting $1.25 billion, up 13.7% year on year, though it missed EPS guidance for the following quarter. Estimates have been largely reconfirmed over the past 30 days, and TransUnion has a history of exceeding Wall Street expectations. Shares are up 6.6% over the last month, heading into earnings with an average analyst price target of $89.95 compared to the current price of $76.51.
Yahoo Finance·31dRead more ▾
TransUnion Adds Alternative Credit Data to Mortgage Reports Amid Mixed Share Performance
TransUnion has updated its mortgage credit report by adding TruVision Alternative Credit Attributes 2.0 from its FactorTrust database, giving lenders access to broader borrower information earlier in the mortgage process. The company's share price closed at US$76.51, with a one-month return of 8.76% and a three-month return of 7.47%, though the one-year total shareholder return declined 22.41%. A popular narrative suggests TransUnion is 15.1% undervalued with a fair value of US$90.10, while its current price-to-earnings ratio of 20.9x sits slightly above a fair ratio of 20.7x but below the US Professional Services industry average of 21.9x and a peer average of 31.8x.
Simply Wall St·31dRead more ▾
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StockStory Highlights TransUnion and Motorola Solutions as Resilient Services Stocks, Flags ScanSource as a Sell
StockStory identifies two business services stocks worth attention and one facing challenges. TransUnion, with a $15.4 billion market cap, is noted for 11.6% annual revenue growth over five years and a strong free cash flow margin of 10.1%. Motorola Solutions, valued at $68.61 billion, shows 9.5% annual revenue growth and a robust free cash flow margin of 19.2%. In contrast, ScanSource, with a $1.11 billion market cap, is flagged for a 4.9% annual sales decline over two years and a poor free cash flow margin of 3.4%.
StockStory·37dRead more ▾
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Broadridge and Data Services Peers Post Strong Q1 Revenue Beats
Broadridge Financial Solutions and other data and business process services stocks reported strong first-quarter results, with the group's revenues beating analysts' consensus estimates by 2.7% and next-quarter revenue guidance coming in 0.8% above expectations. Broadridge posted revenues of $1.95 billion, up 7.8% year on year and exceeding estimates by 2.7%, while Planet Labs led the group with a 42.1% revenue surge to $94.15 million and the highest guidance raise. TransUnion, the weakest performer, saw revenues rise 13.7% to $1.25 billion but missed EPS guidance for the next quarter. Equifax grew revenues 14.3% to $1.65 billion, and Fair Isaac Corporation jumped 38.7% to $691.7 million, delivering the biggest analyst estimate beat but the weakest full-year guidance update. Despite the beats, share prices were relatively unchanged on average, with Broadridge down 4.9%, Planet Labs plunging 49.6%, TransUnion up 13.7%, Equifax down 9.5%, and Fair Isaac up 21%.
Yahoo Finance·40dRead more ▾
TRU▼impact 4
Zebra, Gartner, and TransUnion Shares Fall Amid Iran Ceasefire Collapse and Oil Spike
Shares of Zebra, Gartner, and TransUnion fell in morning trading after President Trump declared the Iran ceasefire over and threatened fresh strikes, sending oil prices soaring and triggering a broad risk-off move. Brent crude jumped 7.5% to $79.65, reviving inflation fears and pushing global bond yields higher, which raised the discount rate on future cash flows for business services firms. The sector, which includes staffing, consulting, and outsourcing companies, is sensitive to economic growth expectations and tends to decline when geopolitical uncertainty clouds the outlook. Zebra fell 2.6%, Gartner fell 2.8%, and TransUnion fell 2.8%.
Yahoo Finance·49dRead more ▾
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Data & Business Process Services Stocks Q1 Teardown: TransUnion Vs The Rest
Data and business process services stocks reported a strong first quarter, with revenues beating analysts' consensus estimates by 2.7% and next quarter's revenue guidance coming in 0.8% above expectations. TransUnion posted revenues of $1.25 billion, up 13.7% year on year and exceeding estimates by 2.7%, though it missed EPS guidance for the next quarter. Planet Labs delivered the highest guidance raise and fastest revenue growth among its peers, with revenues of $94.15 million, up 42.1% year on year and beating estimates by 4.3%, yet its stock fell 29.8% since reporting. Verisk reported revenues of $782.6 million, up 3.9% year on year and beating estimates by 1.3%, while EXL posted revenues of $570.4 million, up 13.8% year on year and surpassing estimates by 2%. Fair Isaac Corporation achieved the biggest analyst estimate beat with revenues of $691.7 million, up 38.7% year on year and topping estimates by 9.1%, but had the weakest full-year guidance update among its peers.
Yahoo Finance·50dRead more ▾
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TransUnion Gains From Big Data Growth Amid High Competition
TransUnion is benefiting from the rapidly expanding big data and analytics market, driven by strong demand for data-backed business insights. The company reported first-quarter 2026 adjusted earnings of $1.18 per share, beating the Zacks Consensus Estimate by 6.3% and rising 12.4% year over year, while revenues of $1.25 billion exceeded estimates by 3.1% and grew 13.7%. TransUnion continues to leverage its OneTru platform to launch new products and enhance analytics, and in March 2026 it acquired approximately 94% of Trans Union de Mexico to expand in the Mexican market. However, the company faces significant competition from firms like Equifax, Experian, and LexisNexis, which may limit pricing power and profitability, and it carries elevated debt from past acquisitions. TransUnion's current ratio of 1.93 at the end of the first quarter indicates strong liquidity, but seasonal patterns in its U.S. and international segments create forecasting challenges.
Zacks Investment Research·57dRead more ▾
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TransUnion Appoints Clayton Ruebensaal as Chief Marketing and Communications Officer
TransUnion has appointed Clayton Ruebensaal as its new Chief Marketing and Communications Officer, a role overseeing Corporate Marketing, Product Marketing, and Corporate Affairs and Communications. Ruebensaal, who reports directly to President and CEO Chris Cartwright and joins the executive leadership team, brings experience from Comcast, American Express, and The Ritz-Carlton. His background in data-driven marketing may influence how TransUnion communicates its technology and analytics capabilities, though the appointment does not materially change near-term catalysts around AI-enabled products. The company's investment narrative projects $6.0 billion in revenue and $865.1 million in earnings by 2029, requiring 8.5% annual revenue growth and an earnings increase of about $160.7 million from the current $704.4 million.
Simply Wall St·59dRead more ▾
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TransUnion Stock Falls 22.2% in Six Months Amid Mixed Signals
TransUnion's stock has dropped 22.2% over the past six months to $68 per share, prompting debate over its investment appeal. The company posted strong 11.6% annualized revenue growth over five years, and analysts forecast 11.3% growth over the next 12 months, signaling continued momentum. However, its five-year average return on invested capital of 5.7% lags behind top business services firms, raising concerns about capital efficiency. The stock now trades at 13.4 times forward earnings.
Yahoo Finance·62dRead more ▾
TransUnion Report Maps How Mortgage Rate Changes Could Reshape Local Housing Markets
A new report from TransUnion predicts how a 25 basis-point change in mortgage rates from 6.5% could alter the number of mortgage-ready renters across U.S. metropolitan statistical areas. The analysis categorizes markets into four groups: Rate-Cut Winners such as Muncie, Indiana and Decatur, Illinois, which would see the most growth from a decrease and the smallest decline from an increase; Rate Hike Soft Markets including Springfield, Ohio and Warner-Robins, Georgia, which would suffer the most from a rate hike and gain the least from a cut; Rate Sensitive Markets like Waterloo-Cedar Falls, Iowa and Battle Creek, Michigan, which show above-average swings in both directions; and Rate Resilient Markets such as San Francisco-Oakland-Fremont, California and Honolulu, Hawaii, which exhibit below-average sensitivity. Major cities like New York, Los Angeles and Chicago fall into the Rate Resilient category due to wide variability in incomes and housing prices. The report defines mortgage-ready renters as those who qualify for a mortgage on a $300,000 home and estimates the size of this potential first-time homebuyer segment nationwide. TransUnion notes that even if rates decline, tight housing inventory will constrain the market, and suggests that real estate professionals use tools like TruLookup for Real Estate to identify rental property owners who may consider selling.
GlobeNewswire·62dRead more ▾
Gen Z drives Canada credit growth as delinquency rates show signs of stabilizing
Generation Z is emerging as the fastest-growing and most dynamic segment of Canada's credit market, according to a TransUnion analysis released alongside its Q1 2026 Credit Industry Insights Report. The number of Gen Z consumers with at least one active credit product rose by over 460,000 year-over-year, a 7.8% increase, while their average non-mortgage balances climbed 9.1% to $13,621, outpacing all other generations. Despite holding the highest serious delinquency rate at 2.75%, Gen Z posted the largest year-over-year improvement, with the rate falling 11 basis points. Overall consumer-level serious delinquency across all credit products edged down to 1.86% nationally, signaling potential stabilization after rising from 1.48% in early 2022, though regional divergences persist, with Alberta's rate rising to 2.43% while several provinces recorded declines. Mortgage balances continued to grow, with total outstanding balances up 3.85% year-over-year to $1.91 trillion, and mortgage delinquency rates have returned to pre-pandemic levels, though balance-based delinquency rose faster than account-based delinquency, indicating higher-balance loans are disproportionately affected.
GlobeNewswire·64dRead more ▾
TRU▼impact 4
Fair Isaac Shares Halve as Mortgage Score Monopoly Faces VantageScore Threat
Fair Isaac Corporation shares have dropped roughly 50% from a 52-week high of $2,206 in May 2025 to around $1,076 by late June 2026, leaving a market capitalization of about $26 billion. The decline followed a Federal Housing Finance Agency decision clearing lenders to use VantageScore 4.0 on mortgages sold to Fannie Mae and Freddie Mac, ending FICO's exclusive role in that channel, with implementation confirmed in April 2026. Even after the drop, the stock trades at about 33 times trailing earnings of $32.76 per share and roughly 27 times guided non-GAAP earnings of $40.45 per share, while the Scores segment grew 60% to $475.0 million at a 91% operating margin in the second quarter of fiscal 2026. Management raised full-year revenue guidance to about $2.45 billion and authorized a new $2 billion share repurchase program, though the company carries negative shareholders' equity from years of aggressive buybacks. Institutional investors are split, with 411 funds adding to positions and 576 trimming in the most recent quarter, while Akre Capital Management built its stake aggressively and Baron Asset Fund named Fair Isaac a contributor.
GuruFocus·65dRead more ▾
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Seven in 10 Insurers Say They Deliver Personalized Experiences; Fewer Than Half of Consumers Agree
A new TransUnion study reveals a significant gap between insurers' perceptions and consumer experience, with 70% of insurers saying they deliver personalized experiences while only 43% of consumers agree. The disconnect is even more pronounced among Gen Z, where just 32% report personalized experiences. The report found that 46% of insurance leaders prioritize investments in hyper-personalization and digital transformation, but only 10% cite evolving consumer expectations as a key driver. More than half of insurance leaders cited poor or incomplete data and integration as barriers, and 62% said departmental data silos are the biggest obstacle to effective data and customer relationship management strategies.
TransUnion·69dRead more ▾
High Credit Inquiry Velocity Emerges as Top Fraud Risk Indicator in Rental Applications
TransUnion research released at Apartmentalize 2026 finds that rental applicants with 15 or more credit inquiries in the seven days prior to applying for a lease had a 32% charge-off rate within one year, compared with nearly 9% for the overall sample. The analysis of more than 1.1 million renters who moved during 2024 identified the top 15 fraud indicators, with eight or more credit inquiries within four days also ranking highly. Detroit, Atlanta, and Houston had the highest rates of renter applications showing fraud-risk indicators at 6.7%, 6.1%, and 5.6%, respectively. TransUnion also announced a partnership with Snappt to integrate income verification into its TruVision Resident Screening platform.
TransUnion·70dRead more ▾