U.S. Bancorp is a financial services holding company that provides banking and financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. It operates through four segments: Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support. Its offerings include depository and lending services, cash management, capital markets, trust and investment management, asset management, fiduciary services, and investment and insurance products. Founded in 1863, the company is headquartered in Minneapolis, Minnesota.