U.S. Bancorp is a financial services holding company that provides a range of financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. It operates through four segments: Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support. The company offers depository and lending services, cash management, capital markets, trust and investment management, asset management, fiduciary services, and investment and insurance products. Founded in 1863, U.S. Bancorp is headquartered in Minneapolis, Minnesota.