Wells Fargo & Company is a financial services company that provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. Its offerings include checking and savings accounts, credit and debit cards, home, auto, personal, and small business lending, wealth management, brokerage, financial planning, private banking, trust and fiduciary services, and capital markets, banking, and financial products for corporate, commercial real estate, government, and institutional clients. Founded in 1852, the company is headquartered in San Francisco, California.