X Financial Class A

X Financial operates as an online personal finance company in the People's Republic of China through itself and its subsidiaries. Its offerings include Xiaoying credit loans, comprising Xiaoying card loans and other unsecured loan products, as well as Xiaoying housing loans, a secured home equity loan product. The company also provides guarantee, consulting, e-commerce, and microcredit services, and engages in technology development and services and the sale of products. Founded in 2014, X Financial is headquartered in Shenzhen, the People's Republic of China.