American Integrity Reports Record Q2 2026 Earnings and Growth

Earnings
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Summary · why it matters

American Integrity Insurance Group reported record second-quarter 2026 results, with income before taxes of $46.4 million, an increase of 93% from $24.1 million in the prior year quarter and the highest quarterly level in the company's history. The company wrote approximately 43,000 voluntary new business policies during the quarter, a company record representing growth of approximately 54% compared with the second quarter of last year and 44% sequentially from the first quarter of this year. Gross premiums written increased 13.8% to approximately $327 million, and policies in force increased to approximately 462,000, up 15.7% year over year. The company also surpassed $1 billion of in-force premium and achieved a combined ratio of 63.4%, down from 72.9% in the prior-year period. Management highlighted strong traction in its Tri-County Florida, middle-aged homes, and Southeast expansion initiatives, and noted a successful catastrophe reinsurance renewal with risk-adjusted rate reductions at the upper end of the 15% to 20% declines observed in the market.

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