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American Integrity Insurance Group, Inc.

American Integrity Insurance Group, Inc. operates as an insurance company in the United States through its subsidiaries. It offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties. The company also provides manufactured home, commercial residential, dwelling property, and specialty insurance products, along with optional endorsements such as personal injury, animal liability, identity recovery, and golf cart physical coverage, plus flood insurance. Its products are distributed through the Voluntary Market, which includes partnerships with independent agents, national and regional insurance companies, homebuilder-affiliated agents, and direct-to-consumer channels. Incorporated in 2006, the company is headquartered in Tampa, Florida.

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American Integrity Reports Record Q2 2026 Earnings and Growth

American Integrity Insurance Group reported record second-quarter 2026 results, with income before taxes of $46.4 million, an increase of 93% from $24.1 million in the prior year quarter and the highest quarterly level in the company's history. The company wrote approximately 43,000 voluntary new business policies during the quarter, a company record representing growth of approximately 54% compared with the second quarter of last year and 44% sequentially from the first quarter of this year. Gross premiums written increased 13.8% to approximately $327 million, and policies in force increased to approximately 462,000, up 15.7% year over year. The company also surpassed $1 billion of in-force premium and achieved a combined ratio of 63.4%, down from 72.9% in the prior-year period. Management highlighted strong traction in its Tri-County Florida, middle-aged homes, and Southeast expansion initiatives, and noted a successful catastrophe reinsurance renewal with risk-adjusted rate reductions at the upper end of the 15% to 20% declines observed in the market.
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