Jefferson Capital reported second-quarter results on August 13 showing collections up 17.7% to $300.9 million, deployments up 21.5% to $152.2 million, and record revenue of $177.5 million, while the pipeline of future collections grew to $3.4 billion. Latin America led regional growth with collections up 52.5% to $18 million, the US grew collections 16.3% to $235.4 million, and total estimated remaining collections rose 17.9% to $3.4 billion. The Bluestem portfolio purchase, which closed in the fourth quarter of 2025, added $41 million in collections, $11 million in revenue, and $7.1 million in net operating income this quarter, and the company has $480.7 million in committed forward flows lined up. Operating expenses rose 45.6% to $95.4 million, nearly three times the pace of revenue growth, with servicing expenses up $21.3 million including $9.3 million in higher court costs tied to a larger legal collections channel. Net income came in at $41.3 million, or $0.67 per share, versus adjusted figures of $47.3 million and $0.77 per share, and the company set aside $300 million on August 13 to repay notes due August 17 while carrying $226 million drawn on its revolving credit facility, upsized to $1.15 billion in April.
Jefferson Capital, Inc. Common StockRecord $177.5M revenue and $41.3M net income, but operating expenses rose 45.6%, nearly triple revenue growth, and net income fell short of adjusted figures.
CTBC Financial Holding Co Ltd