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Jefferson Capital, Inc. Common Stock

Jefferson Capital, Inc. provides debt recovery solutions and related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of consumer receivables at discounts to face value and manages them by working with individuals as they repay obligations and work toward financial recovery. The company handles receivables including credit card, secured and unsecured automotive, utilities, telecom, and other consumer receivables. It also provides debt servicing and portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Minneapolis, Minnesota.

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Jefferson Capital Posts Record $177.5 Million Revenue as Costs Outpace Growth

Jefferson Capital reported second-quarter results on August 13 showing collections up 17.7% to $300.9 million, deployments up 21.5% to $152.2 million, and record revenue of $177.5 million, while the pipeline of future collections grew to $3.4 billion. Latin America led regional growth with collections up 52.5% to $18 million, the US grew collections 16.3% to $235.4 million, and total estimated remaining collections rose 17.9% to $3.4 billion. The Bluestem portfolio purchase, which closed in the fourth quarter of 2025, added $41 million in collections, $11 million in revenue, and $7.1 million in net operating income this quarter, and the company has $480.7 million in committed forward flows lined up. Operating expenses rose 45.6% to $95.4 million, nearly three times the pace of revenue growth, with servicing expenses up $21.3 million including $9.3 million in higher court costs tied to a larger legal collections channel. Net income came in at $41.3 million, or $0.67 per share, versus adjusted figures of $47.3 million and $0.77 per share, and the company set aside $300 million on August 13 to repay notes due August 17 while carrying $226 million drawn on its revolving credit facility, upsized to $1.15 billion in April.
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Jefferson Capital reports Q2 revenue up 16%, enters Mexico market

Jefferson Capital reported second-quarter revenue of $178 million, up 16% year-over-year, and announced its entry into the debt purchasing market in Mexico. President and CEO David Burton highlighted collections up 18% to $301 million and deployments of $152 million for the quarter, with record July deployments of $185 million. The company added auto as a third asset class segment to its performing portfolio purchase capabilities and reported forward flow commitments of $480.7 million as of June 30, a new record. CFO Christo Realov said adjusted pretax income was $59 million and adjusted cash EBITDA was $226 million, with net debt to adjusted cash EBITDA improving to 1.71x. The board declared a regular quarterly dividend of $0.24 per share.
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