Termbray Industries International Holdings Ltd

Zero Fintech Group Limited, together with its subsidiaries, engages in property investment and development in the People's Republic of China and Hong Kong. It operates through two segments: Property Development and Investment, and Money Lending. Its property portfolio includes residential units, commercial arcades, and car parks, while its money lending business provides mortgage and personal loan financing. The company also engages in property holding, treasury activities, payment solutions, and IT services. Formerly known as Termbray Industries International (Holdings) Limited, it changed its name to Zero Fintech Group Limited in July 2024. Incorporated in 1990, it is headquartered in Sheung Wan, Hong Kong.