Skandinaviska Enskilda Banken AB (publ) provides corporate, retail, investment, and private banking services. It operates through four segments: Corporate & Investment Banking, Business & Retail Banking, Wealth & Asset Management, and Baltic. Its offerings include core banking products such as loans, leasing, cards, and payment solutions; life insurance and pensions; capital market products; fund management; treasury services; structured financing for commercial real estate, infrastructure, and shipping; investment banking services; trade finance; and post-trade services. The company serves large corporates, financial institutions, private individuals, and small and medium-sized companies across Sweden, Denmark, Finland, Norway, Estonia, Latvia, Lithuania, Germany, the United Kingdom, Austria, the Netherlands, Switzerland, China, Hong Kong, Ireland, Luxembourg, Poland, Singapore, the United States, Ukraine, Russia, and internationally. Founded in 1856, it is headquartered in Stockholm, Sweden.