TF Bank AB

Avarda Bank AB (publ) is a digital credit and payment platform offering consumer banking services and e-commerce solutions. It operates through three segments: Consumer Lending, Ecommerce Solutions, and Credit Cards, providing deposit products, unsecured consumer loans, digital payment solutions, and credit cards. The company serves private individuals across Sweden, Finland, Norway, Denmark, Estonia, Latvia, Lithuania, Poland, Germany, Austria, Ireland, the Netherlands, Italy, and Spain. Formerly known as TF Bank AB (publ), it changed its name to Avarda Bank AB (publ) in April 2026; it was incorporated in 1972 and is headquartered in Borås, Sweden.