International Personal Finance plc, together with its subsidiaries, operates a financial services business in Europe and Mexico. It offers home credit installment loans, hybrid loans, credit cards, retail credit, digital installment loans, revolving credit lines, mobile wallet services, and value-added services such as health and life insurance. Its products are offered under the Provident and Creditea digital brands. The company was founded in 1997 and is headquartered in Leeds, the United Kingdom.