VCREDIT Holdings Limited is an investment holding company that provides technology-driven consumer financial services to prime and near-prime borrowers in the People's Republic of China and Hong Kong. Its offerings include credit card balance transfer and consumption credit products, as well as money lending, business process outsourcing, loan facilitation, microcredit, technology, guarantee, consulting, asset management, advertising agency, and cross-border agency services. The company was formerly known as Vision Capital Group Limited and changed its name to VCREDIT Holdings Limited in February 2018. Founded in 2006, it is headquartered in Hong Kong.