51 Credit Card Inc

Vala Inc. is an investment holding company that operates 51 Credit Card Manager, an online credit card management platform in the People's Republic of China. It operates through four segments: credit card facilitation and technology services, SaaS business, valalife business, and children's entertainment business. The company offers credit management, credit card technology, and credit facilitation services, and is involved in application development and operation, micro loan, technology and financing guarantee services, post-loan management, employee incentives, technical and operational solutions for financial institutions, camping services, and automobile processing and sales. It has a strategic cooperation agreement with Guizhou Guilv Travel Service Co., Ltd. The company was formerly known as 51 Credit Card Inc. and changed its name to Vala Inc. in June 2025. Founded in 2012, it is headquartered in Hangzhou, China.