Shanghai Rural Commercial Bank Co., Ltd. is a commercial bank operating in China. It accepts public deposits, acts as an agent for the issuance, redemption, and underwriting of government bonds, and buys and sells government and financial bonds. The bank also provides short-term, medium-term, and long-term loans, handles domestic and foreign settlements, bill acceptance and discounting, interbank lending, bank card services, and foreign exchange services including deposits, loans, remittances, international settlements, and interbank foreign exchange lending. In addition, it offers credit investigation, consulting, witnessing, safe deposit box, and financial leasing services, and engages in foreign exchange settlement and sales. Formerly known as Shanghai Rural Credit Co-operatives Union, it changed its name to Shanghai Rural Commercial Bank Co., Ltd. in August 2005. The company was incorporated in 2005 and is headquartered in Shanghai, China.