Nishi-Nippon Financial Holdings, Inc. provides financial and non-financial products and services through its subsidiaries in Japan, China, Hong Kong, and Singapore. It operates banks offering services such as management and leveraged buyout schemes, real estate and ship/aircraft financing, start-up financing, business succession, housing and consumer loans, trusts, securities, and credit cards. The company also provides digital solutions including cashless payments and mobile banking apps, as well as human resources support, credit guarantee, and other services. It serves SMEs, corporate, and retail customers. Formerly The Nishi-Nippon City Bank, Ltd., it changed its name in October 2016 and is headquartered in Fukuoka, Japan, founded in 1912.