North Pacific Bank, Ltd. provides a range of banking products and services to individuals and corporations in Japan, including savings, fixed-term deposits, investment trusts, government and public bonds, and foreign currency deposits. It also offers mortgage, car, educational, renovation, card, and free loans, as well as insurance, inheritance and trust products, and defined contribution pension services. Additional services include debit and credit cards, ATM and payment services, and web account transfer reception. The company was formerly known as Hokuyo Sogo Bank, Ltd. and changed its name to North Pacific Bank, Ltd. in 1989. Incorporated in 1917, it is headquartered in Sapporo, Japan.