Close Brothers Group plc is a merchant banking company that provides financial services to small businesses and individuals in the United Kingdom. It operates through three segments: Commercial, Retail, and Property. Its commercial services include hire purchase, leasing and loans for capital assets, debt factoring, invoice discounting, asset-based lending, and other specialist financing for SMEs. It also offers development finance for residential properties, funding for commercial properties, and refurbishment and bridging finance. Retail services include used car, motorcycle, and light commercial vehicle financing, insurance premium financing, and savings products for individuals and corporates. The company was founded in 1878 and is headquartered in London, the United Kingdom.