Capital Bancorp, Inc. is the bank holding company for Capital Bank, N.A., providing banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. It operates through four divisions: Commercial Banking, Capital Bank Home Loans, OpenSky, and Windsor Advantage. Its offerings include deposit products such as checking, savings, time, interest-bearing and noninterest-bearing demand, and money market accounts, as well as certificates of deposit and secured, partially secured, and unsecured credit cards. The company also originates residential mortgages, issues trust preferred securities, provides residential and commercial real estate, construction, and commercial and industrial loans, and offers servicing, processing, and packaging of Small Business Administration and U.S. Department of Agriculture loans, along with other consumer loans. Founded in 1974, Capital Bancorp, Inc. is headquartered in Rockville, Maryland.