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Catalyst Bancorp Inc

Catalyst Bancorp, Inc. is a holding company for Catalyst Bank, providing banking products and services to individuals and businesses in Louisiana. It accepts demand and NOW accounts, money market accounts, savings accounts, and certificates of deposit. Its lending includes single-family residential first mortgages, commercial and multi-family residential real estate mortgages, commercial and industrial loans, construction and land loans, and consumer loans. The company also invests in mortgage-backed securities, U.S. Treasury obligations, federal agency and state and municipal securities, certificates of deposit at federally insured institutions, and federal funds. Founded in 1922, it is headquartered in Opelousas, Louisiana.

Country

USA

Sector

Regional Banks

Price · split & dividend adjusted

News & notes moving CLST

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Catalyst Bancorp Q2 Earnings Flat Year Over Year as Merger Costs and Loan Weakness Weigh

Catalyst Bancorp reported second-quarter 2026 net income of 14 cents per share, unchanged from a year earlier. Net interest income rose 5% to $2.6 million, while total non-interest expense climbed 9.3% to $2.4 million, reflecting merger-related costs tied to the Lakeside Bancshares acquisition. Net loans receivable declined 2.7% year over year to $160.6 million, though credit quality improved with non-performing assets falling 14% sequentially to $2.3 million. The company completed the Lakeside acquisition on July 14, 2026, expanding into Southwest Louisiana, and repurchased 24,206 shares at an average price of $16.20 per share during the quarter.

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Zacks Investment Research·44dRead more →

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Catalyst Bancorp Shares Climb 33% in a Year, Outpacing Industry

Catalyst Bancorp shares have gained 32.7% over the past year, more than triple the industry's 10.3% growth. The company has outperformed peers such as Home Bancorp and Regions Financial, which rose 25.6% and 24.2% respectively. Key tailwinds include the pending all-cash acquisition of Lakeside Bancshares, which is expected to more than double Catalyst's size and be over 180% accretive to earnings per share after full cost synergies. Total deposits increased to $195.4 million as of March 31, 2026, while net interest income rose 7.6% year over year to $2.6 million in the first quarter. Despite challenges like softer loan growth and rising operating costs, the stock trades at 0.82 times trailing book value, well below the industry average of 1.96 times.

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