First Guaranty Bancshares, Inc.

First Guaranty Bancshares, Inc. is the holding company for First Guaranty Bank, which provides commercial banking services in Louisiana and Texas. It offers deposit products including personal and business checking, savings, money market, and demand deposit accounts, as well as time deposits to consumers, small businesses, and municipalities. The company provides various loans, such as non-farm, non-residential real estate-secured loans, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses, professionals, and individuals. It also offers consumer services like credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, ATMs, and online bill pay; business solutions such as merchant services, remote deposit capture, and lockbox services; and invests in U.S. government and agency securities, state and municipal obligations, corporate debt, mutual funds, equity securities, and mortgage-backed securities primarily issued or guaranteed by U.S. government agencies or enterprises. Founded in 1934, it is headquartered in Hammond, Louisiana.

FGBI▲

First Guaranty Bancshares Reports Second Quarter 2026 Net Income of $3.4 Million

First Guaranty Bancshares reported net income of $3.4 million, or $0.17 per common share, for the second quarter ended June 30, 2026. This compares to $0.14 per common share for the first quarter of 2026 and $0.12 per common share for the fourth quarter of 2025. Net income available to common shareholders was $2.8 million. Nonaccrual loans decreased by $19.0 million to $40.6 million from $59.6 million at December 31, 2025. Total assets stood at $3.9 billion, total loans at $1.8 billion, and total deposits at $3.5 billion. Shareholders’ equity was $227.4 million, with a book value per common share of $11.75, and the bank's total capital ratio improved to more than 16% at June 30, 2026.

FGBI ▲

GlobeNewswire·52dRead more →