Greene County Bancorp Inc

Greene County Bancorp, Inc. is a holding company for The Bank of Greene County, providing financial services in the United States. It offers deposit products such as savings, NOW and money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts. Its loan portfolio includes residential, construction and land loans, commercial real estate mortgages, consumer loans, and commercial loans. The company also provides transaction processing and investment brokerage services, and engages in securities sales and the operation of banking offices, lending centers, an operations center, a customer call center, an administration center, and a wealth management center. Founded in 1889, it is based in Catskill, New York, and operates as a subsidiary of Greene County Bancorp, MHC.

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Greene County Bancorp reports fiscal Q2 GAAP EPS of $0.67 on revenue of $24.98 million

Greene County Bancorp reported fiscal second-quarter GAAP earnings per share of $0.67 on revenue of $24.98 million. Asset quality remained strong, with the allowance for credit losses on loans at $10.2 million, or 0.73% of total loans, as of June 30, 2026, compared to $10.4 million, or 0.74%, as of March 31, 2026. The company recorded $2,000 in net charge-offs for the quarter, versus zero in the prior quarter, while total non-performing assets rose to $1.5 million, or 0.09% of total assets, from $1.2 million, or 0.07%. Total cash and cash equivalents stood at $144.9 million at quarter-end, down from $183.1 million a year earlier, and the company maintained strong capital and liquidity positions.

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