Hanmi Financial Corporation is the holding company for Hanmi Bank, which provides business banking products and services in the United States. Its deposit offerings include noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit. The company also provides real estate loans (commercial property, construction, and residential property), commercial and industrial loans (commercial term loans, commercial lines of credit, and international), equipment lease financing, and international finance and trade services such as letters of credit and import and export financing. In addition, it offers Small Business Administration loans for purposes including owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt refinancing. Hanmi Financial Corporation was founded in 1982 and is based in Los Angeles, California.