HomeTrust Bancshares, Inc. is the bank holding company for HomeTrust Bank, offering retail and commercial banking products and services in the United States. Its deposit products include savings, money market, noninterest-bearing and interest-bearing checking accounts, and certificates of deposit for individuals, businesses, and nonprofit organizations. The loan portfolio covers one-to-four-family real estate, multifamily, home equity lines of credit, construction and land development, indirect auto finance, consumer lending, and commercial loans such as commercial real estate, construction and land development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, municipal leases, cash management, and online/mobile banking services. Additionally, it invests in debt securities issued by U.S. government agencies and government-sponsored enterprises, municipal bonds, corporate bonds, commercial paper, and FDIC-insured certificates of deposit. The company offers healthcare banking, serving the financial needs of healthcare practices and professionals with customized solutions and relationship-driven support for medical, dental, and veterinary practices throughout the business lifecycle, from acquisition and ownership transition to expansion and long-term operations. Founded in 1926, HomeTrust Bancshares, Inc. is headquartered in Asheville, North Carolina.