Orange County Bancorp, Inc. is a bank holding company that provides commercial and consumer banking products and services through its subsidiaries. It operates in three segments: Business Banking, Private Banking, and Trust & Wealth Management. The company accepts interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit, and offers commercial real estate, commercial and industrial, commercial real estate construction, residential real estate, home equity, and consumer loans. It also provides trust and administration, asset management, financial planning, and wealth management services, along with checking, savings, money market accounts, certificates of deposit, and treasury management services. Its customers include small businesses, middle-market enterprises, local municipal governments, and individuals, and it operates full-service branches and a loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Founded in 1892, the company is headquartered in Middletown, New York.