Personal Group Holdings Plc provides employee services and salary sacrifice technology products in the United Kingdom. It operates through three segments: Affordable Insurance, Benefits, and Reward. The company offers insurance products such as hospital plans, recovery plans, and death benefit policies, along with consultancy services on pay and reward and cloud-based SaaS solutions and surveys. Its products include Hapi, a technology platform for connectivity, engagement, health, and wellbeing, and Sage Employee Benefits, an engagement product for the SME market. Incorporated in 1996, it is headquartered in Milton Keynes, United Kingdom.