Provident Financial Holdings Inc

Provident Financial Holdings reported net income of $2.18 million for its fiscal fourth quarter ended June 30, 2026, a 34% increase from $1.63 million in the same quarter last year. Diluted earnings per share rose to $0.35 from $0.24 a year earlier, while net interest margin expanded 27 basis points to 3.21%. Total deposits grew 2% to $910.4 million, and non-performing assets fell to 0.04% of total assets from 0.11% a year ago. The company also repurchased 89,974 shares during the quarter and paid a $0.14 per share dividend.