SB Financial Group Inc

SB Financial Group, Inc. is the financial holding company for the State Bank and Trust Company, offering commercial banking, trust and wealth management services, and title insurance to individual and corporate customers primarily in Ohio, Indiana, and Michigan. Its products include checking, savings, and money market accounts, time certificates of deposit, ATMs, and commercial, consumer, agricultural, and residential mortgage loans. The company also provides personal and corporate trust, commercial leasing, bank credit cards, safe deposit box rental, internet banking, private client group, and other personalized banking services, as well as asset management for individuals and corporate employee benefit plans, brokerage services, and insurance products. Formerly known as Rurban Financial Corp., it changed its name to SB Financial Group, Inc. in April 2013. Founded in 1902, the company is based in Defiance, Ohio.

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SB Financial Group Reports Second Quarter 2026 Net Income of $4.5 Million

SB Financial Group reported second quarter 2026 net income of $4.5 million, or $0.72 per diluted share, up from $3.9 million, or $0.60 per share, in the prior-year quarter. Total loans reached $1.19 billion, an increase of $94.8 million, or 8.7 percent, from a year earlier, while total deposits climbed to $1.39 billion, up $141.3 million, or 11.3 percent. Tangible book value per common share rose to $19.04 from $16.44. For the first six months of 2026, GAAP net income increased 46.3 percent to $8.8 million, with diluted earnings per share of $1.41. Chairman, President and CEO Mark A. Klein noted the quarter marked the company's 62nd consecutive quarter of profitability, reflecting expanded balance sheet scale and robust performance across diversified business lines.

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