Southern First Bancshares, Inc. is the bank holding company for Southern First Bank, offering commercial, consumer, and mortgage loans to the general public in South Carolina, North Carolina, and Georgia. It accepts deposit products including checking accounts, commercial checking accounts, savings accounts, and other time deposits such as daily money market accounts and long-term certificates of deposit. Its loan portfolio includes commercial real estate loans, construction real estate loans, commercial business loans, consumer real estate and home equity loans, and other consumer loans. The company also provides internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking services. It was incorporated in 1999 and is headquartered in Greenville, South Carolina.