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Caixabank SA

CaixaBank, S.A., together with its subsidiaries, provides various banking products and services for individuals and businesses in Spain, Portugal, and internationally. It operates through four segments: Retail Banking, Business Banking, Private Banking, and CIB segments. The company offers retail, private, business, institutional, corporate and investment, premier, InTouch, and international banking; payment methods; savings and investment products; financing; life, life-risk, and non-life insurance; traditional financial and independent advice, and broker services; ATMs; pension fund management; asset and wealth management; securitisation fund management; consumer finance; IT services; and back-office administration services. It also engages in the management of collective investment institutions; holding of property assets; venture capital company; promotion of business and entrepreneurial initiatives; development of digital projects; vehicle and equipment leasing; project management, maintenance, logistics, and procurement; marketing of products and cashless platforms; mortgage loan management; digital business; hotels; private security of goods and people; shopping center real estate; administration, management, development, and operation of real estate; and reinsurance activities. The company was formerly known as Criteria CaixaCorp, S.A. and changed its name to CaixaBank, S.A. in July 2011. CaixaBank, S.A. was founded in 1904 and is based in Valencia, Spain.

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スペイン、住宅ローンを巡りサンタンデールなど上場銀行6行に独禁法調査開始

スペインの競争当局は、住宅ローン分野での反競争的行為の疑いで、サンタンデールやBBVAを含む国内の上場銀行6行に対する懲戒手続きを開始した。CNMCは、一部の経営幹部が自社の将来の商業方針、特に固定金利型住宅ローンの価格設定について公に言及したかどうかを調査している。規制当局によれば、これにより各行が競合他社の将来の行動を予測できた可能性があるという。この案件はカイシャバンク、ウニカハ、バンキンテル、サバデルも対象だが、いずれもコメントしていない。CNMCは、手続き開始は何ら結論を意味するものではなく、最終判断を下すまでに最大24か月の猶予があると指摘した。
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